Loan calculator

Optimise your borrowing

Our loan calculator offers you a practical notion of just how much you can borrow and exacltly what the repayments and rates of interest might be.

At the mercy of application, economic circumstances and history that is borrowing

Exactly how much do you need to borrow?

The calculator outcomes listed here are on the basis of the APR that is representative the total amount you enter. Your real rates and repayments may vary, and you will be centered on your own personal circumstances, the mortgage quantity and term.

The same on a monthly basis

On the basis of the details you joined

Representative instance

APR Representative
predicated on a loan of
repayable over months
at mortgage loan of
pa (fixed).
Month-to-month repayment of.
Total quantity payable.

Representative APR applies to loans of


Visit your price

We’re dissimilar to almost every other loan providers – quite often we’ll offer you a price that is personalised in advance. You’ll see the price you’ll get, and actually the quote won’t impact your credit rating.

Cash straightaway

You have access to your hard earned money straightaway, if you

  • Apply on line or in your application as well as your application is authorized
  • Indication your agreement online or in your application between 7am and 10.30pm

Fixed repayments that are monthly

Your repayments should be fixed, and you will choose your re payment date, that will help you budget.

Barclayloan overview Overview

Curently have a Barclayloan and require more funds? You are able to connect with boost your borrowing with us.

In the event that you only want to sign up for a loan that is second of topping up, that may be an alternative too.

Repaying your loan early

You’ll repay your loan early, in component or perhaps in complete, if you like. You a fee of 30 days’ interest on the amount you’re repaying, as well as any other interest that’s due if you repay in full, we’ll charge. We’ll compute this utilising the quantity your debt.

You may well be entitled to top your Barclayloan online if you:

Have Barclays present or savings account, home loan or Barclaycard

Really are a resident that is uk

Are aged 18 or above

You should use your loan for nearly any such thing, aside from:

  • Company reasons
  • Opportunities, including buying shares and stocks
  • Timeshares
  • Buying property (home improvements are fine)
  • Gambling-related expenses
  • Repaying CCJs (county court judgments)
  • A purchase created by combining this loan with any other people

Resume an application Application

In the event that you’ve currently started that loan application while having conserved your progress, it is an easy task to grab for which you left down.

Log on to Online Banking right right here, and we’ll take you directly to your conserved application.

Our financing commitments and that which we ask of you Our financing commitments

As a lender, a responsibility is had by us to behave fairly so when element of this we now have invested in stick to the guidelines of Lending Practice. This note sets away a few of our key responsibilities and that which we ask of you, to make sure that the connection is effective both for of us.

  • We shall provide responsibly and try to provide an item that is affordable for you personally.
  • We are going to offer you information on our services and products and exactly how it works, in an obvious and understandable method, so for you and your needs that you can decide what’s best.
  • We will endeavour to be sure our items and solutions offer, whenever we can, the flexibleness to satisfy your preferences.
  • We are going to treat you fairly and fairly all the time while making certain that you might be given a level that is high of.
  • About any inaccuracies, for example around the personal information we hold about you, we will act quickly to put it right if you tell us.
  • We’re going to constantly make an effort to allow you to that you are having trouble financially if we see, or you tell us. We shall look for to know your general circumstances, attempt to determine choices that one can manage and where appropriate, give a mention of free financial obligation advice.

Everything we ask of you

  • We request you to be cautious about you want to borrow and to be open in your dealings with us whether you can afford to repay the money.
  • Manage any cards, PINs, online log-in details and other safety information to greatly help avoid fraud which help us to safeguard your records.
  • Inform us as quickly as possible in the event the card happens to be lost or taken, or you understand or suspect some body is misusing your information that is confidential e.g. Your PIN or online details that are log-in.
  • Very Carefully always check your account statements to be sure these are generally accurate. If such a thing is not right, please speak to us.

Please tell us if

  • Your contact information modification, therefore we are able to keep our documents as much as date.
  • Your circumstances alter, specially if what’s happened probably will cause you problems in managing your bank account or economic dilemmas.
  • You might think you won’t have the ability to keep pace along with your repayments. The earlier you are doing this, a lot more likely it really is we’ll have the ability to look for means that will help you.

We’d also encourage you to definitely reference the conditions and terms related to your overall account, bank card or unsecured loan.